how will insurance handle this?

ok so i stopped behind this truck that was stopped in the middle of the road and i left room, wasnt honking or anything i was patient

then without notice (i didnt even see his head move to look in rear view mirror) he put the car in reverse and before i could evn grab the shifter to revers he slammed on the gas, squeaked his wheels and ran right into the front of my car.

the cop said that he was totally at fault so my question is

when it comes time to fix it how do you think the insurance will handle it

will they just put on new color matched parts or what?

and do you think that if i pay some extra when they are painting it (if they do)
will the paint the whole car? if we pay some extra?

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did you jump out of you car screaming what the f? cause I so would have. insurance will only pay for the damaged area to be painted tho you could probally pay extra to get the whole thing painted.

no i yelled that inside the car he didnt look like he spoke english lukily the cop spoke spanish

i prolly looked like i did it cuz i know people lookin out the windows prolly thoguth the screachin was me and then i hit him like i slammed on the breaks

i know when the first group of feds showed up they thoguh it was me cuz he had a baby and they was talkin to him and barely even looked at me

but the cop set it clear

Wow dude what the f was that guy thinking?
 
edit-no filter on this forum?

where in virgina did this happen, just wondering cause i live in VA as well
looked in you profile you live like right by me

in woodbridge right next to woodbridge high

oh i thought you were gonna say manassas cause i know everyone draves bad in there ive almost gotten hit so many times

He backed into you so the accident is his fault. It is up to you to aquire a copy of the accident report. This should be sent to your insurance company and let them duke it out. Talk to yor insurance company ASAP.

When I got hit, I had to pay nothing to insurance.  They sent me to Collision Revision and they used parts from a salvage yard and repainted them.  Lucky for me, the guy who color matches the paint is rated #5 in the whole USA

i think were gonna call it in monday
me and my mom cuz i'm still a minor

but when the cop came we both filled out a info sheet then traded and the cop said when we call the insurance company they should pull up the report

but yea it's been established all around(me, him the cop) that it was his fault

I am an insurance adjuster.  Here is the deal.  HIS insurance should pay for everything...period.  Go ahead and report it to your insurance company anyway.  They will probably call his insurance company to make sure they are handling it for you.  Have you heard from an insurance adjuster from HIS insurance company yet? 
About the paint.  They will replace damaged parts with parts of "like kind and quality." That is the practice in the insurance world.  So don't get your hopes up on getting brand new parts from Honda.  Also, they will blend pain to match.  Talk to the body shop and ask them how much extra they'll charge you to repaint the rest of the car.  That part will be on you.  The shop should agree to it.  if not, tell them you'll go to a different shop who will.
Oh yeah...It's always good to get a copy of the police report to have for yourself, but I guarantee the insurance company will probably get one before you do.  Also, if the cops are being slow about completing the report, BE PATIENT.  If you harrass them to hurry it up they are liable to fill it out totally wrong and possibly even say you are at fault.  I have seen this happen a dozen times. 

thank you very much 00AccordLX5spd


yea i was on my way to take my SAT and was almost late but while i was there for 5 hours he contacted his insurance and they called my mom(which i didnt know)

she said we'll call ours tomorrow and she thinks their gonna send us to a colision repair center she went to when her envoy got side swiped

thank you for clearing up the parts info

and the paint info

i knew that we would have tpo pay extra for the paint

but if they say no my mom will probably still go with em to color match it cuz it's not that big of a deal to her to go and try to find another place

Oh yeah..I almost forgot.  Are they going to get you(or I guess your mom) a rental while your car is in the shop?  The reason I said your mom for the rental is rental car companys normally won't rent out a car to anyone under 25.  I know it's stupid, but that is just the way it is.  If you haven't gotten a rental, you could mention "loss of use compensation."  When I work claims, if somebody mentions "loss of use" instead of a rental I flat out cut them a check for however much money an "expected rental bill" would be.  For example, if their car was in the shop for 5 days, I would multiply $30(average per day rental cost) by 5 (days) and cut a check for $150.  That way I don't have to hassle with setting up a rental and making sure they get it back on time. I guess it also makes me feel better because I personally would rather hitch rides and have the cash if I were in their shoes.  No guarantee that would work, but just a suggestion.  Definitely worth a try. 
Let me know if you have any problems with the other company.  You know..if you are worried they are trying to screw you around.  I can probably help you or your mom in communicating with them if you know what I mean.

yes i understand

thank you very much for your help but my mom has her car and i doubt she wants to go through the hastle of gettin a rental car or tryin to get the money

it'd be nice could prolly use that money towards the new paint job but i doubt she'll do it

if anything major happens i'll let you know

but just one more main question

if we call it in today and put it in the shop tomorrow can you tell by the pictures how long you think it will be in the shop?

because it would be nice to have it back by next weekend but if not owell

guess it's a good thing i have a home football tournament this week at scholl or i wouldnt be able to get to an away game

Once the parts arrive at the shop, by looking at the pictures, they should only take from 3 to 5 days.
If you have them paint the entier car though, it could take longer than that.