It could be your TCU, the solenoid, wiring, or internal. You'll have to test to find out.

 

I worked on gm and Nissan from 1983 to 1997, a scan tool would have helped a lot, what about Honda?

 

The 95 4-cylinder accord is obd1, so you can't use a generic obd2 scan tool on it.

I think your best bet is to back-probe the lockup solenoids with a test light. See if both light up when you get to the point where torque converter should lockup. That information will give you direction of what is next.

 

yep that will take some time,,,,it is a good plan though

 

Going to try to test this, does anyone have a wiring diagram?